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What is Builders Risk Insurance?

bigstock building under construction wi 19570979 - Builders Risk

Everyone insures their buildings once they are built and they’ve moved in. But what about coverage when the building is being constructed? It’s just as vulnerable at that point, if not more so, than when it’s finished. While under construction, a building is subject to high winds, vandalism, severe weather, and fires. Commercial Builders Risk Insurance can protect against these threats, as well as loss or damage to working materials while they are transported to the work site or held at a temporary location.

The general contractor may be responsible for any losses caused by his own negligence, but the owner is responsible for most other losses. Commercial builders are financially responsible for the projects they undertake. Contact us today if you’re interested in protecting a building during its construction. Our agents have helped many of clients in this area.

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