Boat and Watercraft Insurance
Cast Your Worries Aside
For most people, owning a boat can be a dream come true. Whether you are out on the water with friends or enjoying a relaxing day of fishing, your boat provides an escape from the daily grind.
With a Boat Owners Insurance policy from ISU Bob Gabriel Company Insurance, you can relax and enjoy your time away knowing that you are properly insured. We offer many coverage options to keep you, your boat, and its passengers safe, specializing in insurance for the following marine vehicles:
- Performance Boats
- Sail Boats
- Bass Boats
- Jet Skis
What Can a Boat Insurance Policy Cover?
Unfortunately, accidents happen – even on the water. A specialized Boat Insurance policy covers your boat or personal watercraft, as well as its motor against potential loss due to:
- Collision with another boat or object
- Damage caused by uninsured or underinsured boaters
Your policy also extends to protect extra equipment attached to your boat such as anchors, oars, canopies, life preservers, and fuel tanks. Coverage for fishing equipment and personal property is also available.
In addition, Liability Boat Insurance can help pay for medical expenses or legal costs if you are at fault in a boating accident. Coverage options include:
- Bodily Injury payments
- Damage to another’s property
- Medical Payments
- Guest Passenger Liability
What Does Watercraft Insurance Cover?
Watercraft insurance policies can cover damage to your boat, motor, trailer, and personal effects in the boat. Some of the available coverage include:
- Uninsured Boater Coverage
- Physical Damage (Hull Coverage)
- Medical Payments
- Towing and Assistance
Many homeowners policies offer very limited or no coverage for physical damage to or liability claims arising from use of a pleasure boat. If you have made the investment to own and operate a boat, you’ll want to make sure that your investment is well protected. The best way to do that is to make sure your carry watercraft insurance.
Additional Coverage Options
At ISU Bob Gabriel Company Insurance, we make insuring your boat or personal watercraft easy and affordable by offering extended policy benefits like On-Water Towing and Roadside Assistance when traveling with your boat. You may also be eligible for money-saving discounts when you insure multiple watercrafts or combine your Boat and Auto policies. Even simple things like being an accident-free boater and completing a boating safety course can help you save money too.
It is your passion, your dream. Protect that dream for years to come with the right insurance policy from ISU Bob Gabriel Company Insurance. Talk with one of our local insurance specialists today to learn more about Boat Owners Insurance.