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Professional Liability

Mistakes Happen

In today’s litigious society, lawsuits against businesses are common. And as a business owner, you need to be prepared to protect the integrity of your company if an incident or mistake turns into a claim.

At ISU Bob Gabriel Company Insurance, we understand that mistakes happen. That is why we are committed to helping you create a Professional Liability policy that keeps your day-to-day operations protected should your business be held legally liable.

What Does Professional Liability Cover?

While it is important for your business to have general liability coverage for property damage and bodily injury, ISU Bob Gabriel Company Insurance recommends adding Professional Liability Insurance to your business portfolio because it insures the people and/or entities of your business from negligent claims made by third parties, or even internal sources.

From failure to render a service to malpractice suits, Professional Liability can provide a wide variety of options, such as:

Errors and Omissions Liability (E & O) – E & O covers any mistakes made by employees who work on behalf of your business, if your business charges fees for your services. It can include coverage for any errors such as failure to perform or violations of contract. Depending on your industry, your insurance needs will vary.

Directors and Officers Liability (D & O) - Having financial protection for your business’ Directors and Officers can prevent loss in the event that they are held liable from actions related to their corporate positions. This can include anything from conflicts of interest to mismanagement of company assets and violation of laws.

Fiduciary Liability - Fiduciary covers claims that involve the violation of the Employee Retirement Income Security Act, or ERISA. If a manager, for example, violates the financial obligations of ERISA, having the right coverage can protect your company if held liable in situations from imprudent investments to failure to enroll employees.

Employment Practices Liability - With proper insurance, your business can be protected if a worker claims that his or her rights have been violated. This can include violations from sexual harassment and discrimination to violations of the Americans with Disabilities Act (ADA), mismanagement of employee benefit plans, and wrongful termination.

Contact a representative with ISU Bob Gabriel Company Insurance today to prevent mistakes and errors from becoming major losses for your business.

 

Our Location

ISU Bob Gabriel Company Insurance

2325 Wilshire Blvd.
Santa Monica, CA 90403
Main office: 310-736-2863
Toll free: 800-432-9198

Our Providers

Testimonials

I had the pleasure of doing business with R.J. Laguda at Bob Gabriel Insurance. He is very knowledgeable about insurance companies/policies and made sure I had exactly what I need. Highly recommend this Company and their staff.
Diana B.
I have had a wonderful experience working with Carol Hirahara at Bob Gabriel. She goes out of her way to provide excellent customer service and research the best rates around. She also makes it easy to compare policies and prevents you for paying for things you don't really need. She responds to questions quickly and has made shopping for auto and renters' insurance a breeze.
Gabrielle H.
" ..Honored as the Business of the Year for the 28th Senate District and In Appreciation of Your Commitment to providing Outstanding Customer Service and Your Extraordinary Dedication to Community Involvement."
The California State Senate
Thanks ,Bryan, Pat, Susan and staff for making sure my professional and personal insurance needs were met. I wish i came to you sooner!
Mark G. Esq.
I can't say enough positive things about the staff at Bob Gabriel Co., The service was outstanding, they took care of me like family. Thanks Pat, Susan and Bryan!
Jim P.
As a business owner, every penny counts. Not only did Bob Gabriel Co. place me with a great company, i saved money on all my Business policies and they corrected the mistakes my past agent had previously made. Thank You!
Paul A.
I have been with Bob Gabriel Co, for 10 years. I love that they are a community staple for so many years, they treat me like family, there knowledge and expertise is second to none, and i always feel looked after. If i ever need anything there is always someone there to help. The owners, Pat and Susan are wonderful to do business with.
Paula G.
Bob Gabriel sold me my first house in 1964. At that time his firm began to cover that house and my cars. Bob also mentored me to become acquainted in how Santa Monica worked and get involved in community service. I was proud to sponsor him into the Rotary Club of Santa Monica. The same level of service has survived his passing by his daughter, Susan Gabriel Potter and her capable staff. ISU Bob Gabriel Insurance will continue to handle my insurance needs for many more years. I am proud to honor a 46 year relationship.
Bill C.
Ken and I just wanted to thank [Louise Mucha]. [Louise] has been organized, helpful, reliable and kind while figuring out our insurance policies, and we are so grateful. In the past 6 months we have dealt with so many people who don’t put their clients first, and it was so nice to have [Louise] checking in and taking care of everything so expertly and efficiently. Thanks again!
Ken & Laurie V.